Insurance services for individuals and legal entities

Choose the right insurance program. All services come with clear terms and support.

OSAGO

Compulsory motor third-party liability insurance

OSAGO

OSAGO is a mandatory insurance of civil liability for vehicle owners, which provides financial protection in the event of damage to life, health, or property of third parties as a result of a road traffic accident.

Additional information about this type of insurance

What to do after a traffic accident under OSAGO If you have been involved in a road traffic accident, it is important to act calmly and sy... The Cost of OSAGO in the Kyrgyz Republic The cost of an OSAGO policy depends on the vehicle category and other factors stipulated b... Insurance payments under OSAGO The OSAGO insurance payment allows compensation for damage caused to life, health, or prop... Documents for OSAGO Insurance To obtain an OSAGO policy, it is necessary to provide documents confirming the identity of... Refund of the Insurance Premium upon Early Termination of the OSAGO Contract We thank you for your trust and for choosing our company. We strive to ensure that our cli... OSAGO Legislation in the Kyrgyz Republic Compulsory civil liability insurance for vehicle owners is regulated by the legislation of... Frequently Asked Questions about OSAGO Answers to the most frequently asked questions about OSAGO: policy issuance, cost, insuran...

CASCO

Comprehensive motor insurance

CASCO

CASCO is a voluntary type of vehicle insurance that provides financial protection for a car against various risks, including road accidents, theft, unlawful actions of third parties, natural disasters, and other events s...

Additional information about this type of insurance

CASCO premium The cost of a CASCO policy is calculated individually and depends on the vehicle's specifi... What does CASCO cover? A CASCO policy provides protection for your vehicle against a wide range of risks specifie... What to Do in the Event of a CASCO Insurance Claim? In the event of an insured incident under a CASCO policy, it is important to remain calm,... CASCO Insurance Payouts In the event of an insured incident under CASCO, the insurance company reviews the claim,... Documents for CASCO Registration To apply for a CASCO policy, you will need to provide documents necessary for identifying... Deductible in CASCO A deductible in CASCO is a portion of the loss that, in cases specified by the contract, r... Frequently Asked Questions about CASCO This page contains answers to the most frequently asked questions about voluntary CASCO in...

DMS

Voluntary health insurance

Voluntary Medical Insurance (VMI)

Voluntary Medical Insurance (VMI) is an insurance protection program that provides the insured person with access to medical services within the limits of the chosen program. VMI helps to receive timely medical care, pla...

Additional information about this type of insurance

VMI Programs Voluntary medical insurance programs allow you to select the scope of medical care in acco... What does VMI cover? VMI can provide access to medical care in the scope specified by the chosen program and th... Cost of VMI The cost of VMI is determined individually and depends on the chosen insurance program, th... Corporate VMI for Employees Corporate VMI is a voluntary medical insurance program for employees of an organisation, w... Healthcare Providers under the VMI Program Under a voluntary medical insurance program, the insured person receives medical care at m... Documents for Voluntary Medical Insurance To apply for VMI, it is necessary to provide information and documents required by the ter... Insured Event under VMI An insured event under VMI is an occurrence provided for in the terms of a specific volunt... Frequently Asked Questions about VMI Answers to the main questions about voluntary medical insurance: VMI programs, cost, medic...

Accident insurance

Accident Insurance in Kyrgyzstan

Accident Insurance is a voluntary type of insurance that provides financial protection for the insured person in the event of an accident covered by the contract. The insurance terms, list of risks, amount of the sum ins...

Additional information about this type of insurance

Accident Insurance Programs Accident insurance programs allow you to choose insurance protection based on the needs of... What does accident insurance cover? Accident insurance provides financial protection in the event of occurrences and their con... Cost of Accident Insurance in Kyrgyzstan The cost of accident insurance depends on the chosen program, the sum insured, the list of... Accident Insurance Documents The list of documents for accident insurance depends on the terms of the chosen program an... Insured Event under Accident Insurance An insured event is an occurrence that corresponds to the terms of the concluded insurance... Insurance Payments under Accident Insurance An insurance payment under accident insurance is made upon the occurrence of an event reco... Corporate Accident Insurance Corporate accident insurance allows organisations to provide additional financial protecti... Frequently Asked Questions about Accident Insurance Answers to the main questions about accident insurance: cost and programs, insured risks,...

Travel

Travel insurance for trips abroad

Travel Insurance for Trips Abroad

Insurance for those travelling abroad helps protect the traveller from unforeseen expenses related to illness, injury, or other insured events during the trip. The insurance terms, territorial coverage, and the list of c...

Additional information about this type of insurance

VZR programs ECONOM and COMFORT VZR programs allow you to choose a suitable level of insurance protection for a trip abroa... What does travel insurance cover? VZR insurance coverage depends on the chosen program and the terms of the contract. Before... Cost of travel insurance abroad The cost of insurance for a trip abroad depends on the parameters of the journey and the c... Documents for travel insurance To take out VZR insurance, information about the traveller and the trip is required. The l... What to do in a travel insurance event In the event of illness, injury, or another situation provided for by the VZR contract, it... Travel insurance FAQ Answers to the main questions about VZR insurance: cost, programs, coverage, documents, me...

OSGO PP

Compulsory passenger carrier liability insurance

OSGO PP — compulsory passenger carrier liability insurance

OSGO PP — compulsory insurance of civil liability of the carrier to passengers. The policy provides insurance protection in cases of harm to the life, health, or property of a passenger in connection with transportation.

Additional information about this type of insurance

Types of carriage under OSGO PP Which carriers are obliged to insure civil liability to passengers. OSGO PP for road, air,... What does OSGO PP cover? What OSGO PP covers and in what cases insurance compensation may apply. Harm to the life,... OSGO PP policy cost What determines the cost of an OSGO PP policy for a carrier. Learn the calculation procedu... Documents for OSGO PP What documents and information are needed for a carrier to take out OSGO PP. Prepare data... What to do in an OSGO PP insured event Procedure for the carrier's actions in the event of an insured incident under OSGO PP. Wha... OSGO PP FAQ Answers to questions about OSGO PP: who needs the policy, what it covers, cost, documents,...

OSGO OG

Compulsory dangerous-goods carrier liability insurance

OSGO OG — compulsory dangerous-goods carrier liability insurance

OSGO OG — compulsory insurance of civil liability of carriers of dangerous goods for damage caused to third parties during the transportation of dangerous goods. The policy provides insurance protection of the carrier's...

Additional information about this type of insurance

Dangerous-goods classes under OSGO OG Dangerous goods are classified by the nature of the hazard. The Law of the Kyrgyz Republic... What does OSGO OG cover? What OSGO OG covers: harm to life and health, property of third parties, and the environme... OSGO OG policy cost What does the cost of OSGO OG depend on? The sum insured depends on the class of dangerous... Documents for OSGO OG What documents are needed for a carrier of dangerous goods to take out OSGO OG. Informatio... What to do in an OSGO OG insured event Procedure for the carrier's actions in the event of an accident, leakage, or other inciden... OSGO OG FAQ Answers to questions about OSGO OG: who needs the policy, classes of dangerous goods, cove...

OSGOR

Compulsory employer liability insurance

OSGOR — Employer's Liability Insurance

OSGOR protects the property interests of the employer when an obligation arises to compensate for harm to the life or health of an employee in the performance of employment duties.

Additional information about this type of insurance

Staff categories under OSGOR How employee categories affect OSGOR insurance. Production, administrative-managerial, and... What does OSGOR cover? We analyze which cases relate to OSGOR: harm to health, loss of ability to work, occupatio... OSGOR policy cost What does the cost of OSGOR depend on: the wage fund, the type of activity, the class of p... Documents for OSGOR What information and documents are required for an employer to take out OSGOR. Procedure f... What to do in an OSGOR insured event What should an employer do in the event of an accident with an employee: notification of t... OSGOR FAQ Answers to questions about OSGOR: who must be insured, cost, categories of employees, docu...