What Does Travel Insurance Abroad Cover?
VZR insurance is intended to protect the traveller from expenses that may arise upon the occurrence of an insured event provided for in the contract.
Medical Care
Depending on the contract terms, insurance protection may provide for the arrangement or payment of medical care in the event of a sudden illness or injury.
The specific list of medical expenses must be checked in the contract.
Seeking Medical Care
If health problems arise, it is important not to act independently if the contract provides for mandatory prior contact with an assistance service.
The procedure is indicated in the insurance policy.
What Else May Be Included in the Coverage
Additional risks and services depend on the chosen program.
What the Insurance May Not Cover
Insurance coverage has limitations.
Exclusions may include situations that are expressly specified in the insurance rules or the contract.
Therefore, before travelling, it is necessary to familiarise yourself with:
- exclusions;
- limitations;
- territorial coverage;
- conditions for contacting the company;
- the list of required documents.
Why It Is Important to Read the Contract
The same name of an insurance product does not mean the same set of coverages.
It is the contract that determines whether a specific event is insured and what expenses can be reimbursed.
Does VZR cover treatment abroad?
If the relevant event is provided for in the contract, medical care may be arranged or paid for in accordance with the policy terms.
Is a chronic illness covered?
This depends on the contract terms and exclusions.
Does the policy cover dental care?
Only if the relevant coverage is provided for in the program.
Does the insurance cover all medical expenses?
No. Expenses are covered within the limits and conditions of the contract.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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