What Does OSGO PP Cover?
OSGO PP is intended for insuring the carrier's civil liability to passengers.
Insurance protection is related to the carrier's obligation to compensate for harm caused to a passenger during transportation.
Harm to Life and Health
One of the main objects of protection is the carrier's liability for harm caused to the life or health of a passenger.
The amount and procedure of insurance compensation are determined by legislation and the terms of the contract.
Harm to Property
OSGO PP is also related to the carrier's liability for harm to a passenger's property as provided for by law.
The circumstances of an insured event may include damage to or loss of property in connection with transportation — within the limits of the insurance terms.
What Is Considered an Insured Event
An insured event is an occurrence upon which the insurer's obligation to make an insurance compensation arises in accordance with the law and the contract.
The specific qualification of the event is carried out during its settlement.
What Should Not Be Considered Automatically Covered
The existence of a policy does not mean automatic payment of any expenses of the passenger.
When reviewing an event, the following are taken into account:
- the circumstances of what happened;
- the terms of the contract;
- documents;
- the requirements of legislation;
- the existence of a causal link;
- the limitations provided for by law.
Important
One should not promise a client a specific payment amount before the insured event has been reviewed.
The amount of compensation is determined in the established manner.
Does OSGO PP cover a passenger's injury?
Harm to the health of a passenger falls within the scope of the carrier's liability insured under OSGO PP in cases provided for by law.
Is a passenger's property covered?
Liability for harm to a passenger's property as provided for by law is included in the subject of this insurance.
Does the policy cover any damage?
No. The event is reviewed in accordance with legislation and the contract.
Who receives the insurance compensation?
The recipient is determined in accordance with legislation and the circumstances of the insured event.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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