What is needed for taking out OSGOR?
To conclude the contract, the employer must submit an application and provide information allowing the insurance terms to be determined.
The OSGOR contract is concluded in writing on the basis of the policyholder's application.
What information will be needed?
For the calculation, as a rule, it is necessary to prepare:
- - the employer's details;
- - information about the type of economic activity;
- - information about employees;
- - the distribution of employees by categories;
- - data on the wage fund;
- - information necessary for determining the class of professional risk;
- - documents and information provided for by the contract and the insurance rules.
What documents are provided for by law for payment?
When applying for insurance compensation, the law provides, in particular, for:
- - a copy of the insurance policy;
- - documents confirming the fact of the insured event and the amount of harm;
- - a certificate from a medical institution establishing loss of ability to work;
- - in the event of the death of an employee — a notarised copy of the death certificate and a document confirming the beneficiary's right to compensation;
- - a copy of the beneficiary's identity document;
- - documents on expenses for preventing or reducing losses — if available.
- The law separately establishes that it is not permitted to require additional documents beyond those provided for by it from the policyholder or the beneficiary.
Is an application required for taking out OSGOR?
Yes. The law provides for concluding the contract on the basis of the policyholder's application.
Is it necessary to provide information about employees?
Yes, information about personnel and the wage fund is necessary for determining the insurance parameters.
What documents are needed in the event of an insured incident?
The list is established by legislation and includes documents on the policy, the insured event, the harm, loss of ability to work or death, and other provided documents.
Can I get a consultation before preparing the documents?
Yes, you can contact the insurance company and clarify the list of information needed specifically for your contract.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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