How is the cost of OSGOR calculated?
The cost of OSGOR is not the same for all employers.
The insurance premium is determined on the basis of the insurance tariff and the sum insured. The law establishes differentiation of tariffs by types of economic activity, class of professional risk, and categories of personnel.
What affects the cost?
The calculation takes into account:
- - the type of economic activity;
- - the class of professional risk;
- - the category of employees;
- - the wage fund;
- - the sum insured;
- - the terms of the contract.
- The sum insured under the contract must not be less than the annual wage fund of employees by categories of personnel.
Why can't a single price be indicated?
An employer with a small administrative staff and an enterprise with a large number of production workers are in different insurance conditions.
Therefore, for the calculation, it is necessary to take into account the actual data of the specific organisation.
How to find out the cost?
Provide the insurance company with information about the employer, activity, personnel, and wage fund.
After determining the necessary parameters, the insurance premium can be calculated.
How much does OSGOR cost?
There is no single price. The cost is calculated individually.
Does the cost depend on the number of employees?
The number of employees affects the wage fund and the contract parameters, so it may affect the cost.
Does the type of activity affect it?
Yes. Tariffs are differentiated by types of economic activity and class of professional risk.
Can the premium be paid in instalments?
The law provides for a lump-sum payment or payment in instalments in the manner and within the time limits provided for by the contract.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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