The object of insurance is the property interest of the Policyholder related to his obligation to compensate for harm caused to the life and health of an employee while he is performing his labor (official) duties.
Insured Event
An insured event is recognized as causing harm to the life and/or health of the Policyholder's employees while they are performing their labor duties in the interests of the Policyholder.
Causing harm to the life and/or health of the Policyholder's employee means:
a) temporary complete or partial loss of ability to work by the Policyholder's employees due to a work injury;
b) permanent complete or partial loss of ability to work by the Policyholder's employees due to a work injury;
c) death of the Policyholder's employee resulting from a work injury.
Sum Insured
The sum insured is set at an amount not less than the annual wage fund.
Insurance Rates
Insurance rates are differentiated by type of economic activity depending on the class of professional risk and the category of personnel: production, administrative and managerial, and support staff.
Calculation of Insurance Premium
You can calculate the insurance premium for this type of insurance using the calculator on our website.
For more detailed information, call us at the following numbers:
+996 (312) 39 82 24, +996 (312) 39 82 78