Frequently asked questions
Who needs an OSGOR policy?
Employers with staff need the policy. The duty to insure liability is set by Law No. 194 of the Kyrgyz Republic.
What does OSGOR cover?
The policy covers the employer’s civil liability for harm to an employee’s life and health in the course of work. It is not DMS and not personal accident insurance.
How much does the policy cost?
The price depends on payroll, type of activity, and staff categories. We do not publish a fixed price without a calculation.
What documents are required?
Employer details, type of activity, staff categories, and payroll are usually needed. Company specialists confirm the exact list.
What should I do in an insured event?
Help the injured person, record the circumstances, and notify the insurer within the time set by law and the contract.
Specialists of CJSC “IC ARSENAL-KYRGYZSTAN” are ready to advise you on any questions
📞 7007 — the call is free