Frequently Asked Questions about OSGO OG
What is OSGO OG?
OSGO OG is compulsory insurance of civil liability of carriers of dangerous goods.
Is OSGO OG compulsory?
Yes. The transportation of dangerous goods by a carrier without a concluded compulsory liability insurance contract is prohibited.
Who is a carrier?
A carrier is an individual or legal entity engaged in the transportation of dangerous goods and using a vehicle.
What types of transport does OSGO OG cover?
Road, air, water, and railway transport.
How many classes of dangerous goods are there?
The law identifies nine classes.
What belongs to Class 1?
Explosives.
What belongs to Class 2?
Compressed, liquefied, and gases dissolved under pressure.
What belongs to Class 3?
Flammable liquids.
What belongs to Class 7?
Radioactive and infectious substances.
What belongs to Class 8?
Caustic and corrosive substances.
What belongs to Class 9?
Other dangerous substances requiring special safety measures during transportation.
What does OSGO OG cover?
The carrier's liability for damage caused to third parties as provided for by law.
Is harm to life and health covered?
Yes.
Is damage to property covered?
Yes, within the terms of compulsory insurance.
Is environmental damage covered?
The law provides for compensation for damage to the environment in the established manner.
Is moral harm covered?
No.
Is lost profit covered?
No, it is excluded from insurance compensation under the OSGO OG contract.
What does the cost of OSGO OG depend on?
On the classification of the dangerous goods, the volume of transportation, the type of transport, and other factors affecting risk.
Does the carrying capacity of the vehicle affect it?
Yes.
What base tariff is established?
In the current version of the regulatory framework — 0.2% for all categories of vehicles.
Is a separate contract concluded for each vehicle?
For cargo vehicles, the regulatory rules provide for a separate contract for each vehicle.
What should be done in the event of an accident with dangerous goods?
Take reasonable measures to prevent and reduce damage, notify the insurer, and keep documents.
Within what period should the insurer be notified?
No later than three working days from the moment the policyholder became aware of the insured event.
How long does payment take?
If the event is recognised as insured, payment is made within 30 days after receiving the application and the necessary documents.
Who determines the amount of damage?
The insurer or an independent expert on the basis of documents and investigation materials.
Can a policy be taken out for only one trip?
Yes. The law provides for concluding a contract both for a specific trip and for all transportation of dangerous goods during a certain period.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
📞 7007 — toll-free call