What does OSGO OG cover?
OSGO OG insures the civil liability of the carrier of dangerous goods for damage caused to third parties as provided for by law.
Harm to life and health
Insurance protection is related to the carrier's liability for the death or bodily injury of individuals caused as a result of an incident with dangerous goods.
Harm to property
Compensation may be provided for damage to property located outside the vehicle transporting the dangerous goods.
Damage to the environment
The law provides for compensation for damage to the environment in accordance with the legislation of the Kyrgyz Republic.
At the same time, the law establishes special rules for determining such damage.
Preventive measures
Insurance also provides for compensation of necessary expenses incurred to prevent or reduce damage in cases provided for by law.
What is not covered
The OSGO OG contract provides for payment for obligations arising from damage caused to third parties, with the exception of moral harm, lost profit, and penalties.
In addition, the law separately establishes restrictions on certain types of property, including antiques and unique items, articles made of precious metals and stones, collections, manuscripts, currency notes, securities, documents, and photographs.
Does OSGO OG cover harm to health?
Yes, liability for harm to the life and health of third parties is provided for.
Is damage to property covered?
Yes, within the insurance coverage provided for by law.
Is environmental damage covered?
The law provides for compensation for damage to the environment in the established manner.
Is moral harm covered?
No, the compulsory insurance contract does not provide for its compensation.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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