What objects can be insured?
Voluntary property insurance allows you to protect various material assets owned by the policyholder or used by them on the grounds provided for by law and the contract.
arsins.kg lists a wide range of objects that can be insured.
Buildings and structures
The objects of insurance may include:
- production buildings;
- administrative buildings;
- public and social-cultural buildings;
- hangars;
- warehouses;
- garages;
- storage facilities;
- utility buildings;
- other structures.
Premises and finishing
The following may be considered for insurance:
- offices;
- workshops;
- cabinets;
- laboratories;
- individual premises;
- interior and exterior finishing;
- glazing;
- shop windows and stained-glass windows.
- The insurance conditions for individual elements may depend on whether they are part of the insured property.
Equipment and machinery
Within the framework of property insurance, the following may be considered:
- office equipment;
- computer equipment;
- production equipment;
- machine tools;
- technological installations;
- mechanisms;
- inventory;
- technological tooling.
Goods and material assets
For business, a relevant object of insurance may be:
- goods;
- raw materials;
- materials;
- finished products;
- work-in-progress products;
- other inventory and material assets.
Other property
Depending on the contract terms, the following may also be considered:
- furniture;
- interior items;
- advertising structures;
- engineering networks;
- transport in storage or operation locations;
- documents and business documentation;
- works of art and collections;
- other material assets.
- It is necessary to take into account the special insurance conditions for certain categories of property.
Can an office be insured?
Yes, individual premises, office equipment, and property may be objects of insurance.
Can a warehouse be insured?
Yes, buildings, warehouses, and the inventory and material assets located in them may be considered within the framework of the contract.
Can enterprise equipment be insured?
Yes.
Can inventory be insured?
Yes, inventory and material assets may be included in the contract.
Can leased property be insured?
arsins.kg states that property received on the basis of lease, leasing, pledge, property hire, gratuitous use, and other legal grounds may be insured.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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