What risks can be included in the contract?
Property insurance covers losses if an event provided for by the contract occurs, as a result of which the insured property was lost, destroyed, or damaged.
The list of risks is determined by the terms of the specific contract.
Fire, lightning strike, and explosion
The contract may provide for the protection of property from damage caused by fire, lightning strike, or explosion.
Water damage
One of the provided risks is damage to property by water.
For example, the relevant risk may be relevant for buildings, premises, equipment, and other property.
Natural disasters
The contract may include the risk of damage as a result of natural disasters.
The specific list of events must be checked in the contract terms.
Theft and unlawful actions
Depending on the chosen coverage, the contract may provide for:
- burglary;
- robbery;
- armed robbery;
- unlawful actions of third parties.
Other risks
On the property insurance page of arsins.kg, the following are also indicated:
- glass breakage;
- collision with ground vehicles;
- falling aircraft;
- collision with water vessels;
- falling objects.
It is important to check the contract
Not every contract automatically includes all the listed risks.
The policyholder chooses the necessary insurance terms, and the included risks are recorded in the contract or the insurance policy.
Does the insurance cover fire?
Yes, the risk of fire may be included in the contract.
Does the insurance cover theft?
Burglary, robbery, and armed robbery are among the risks that may be provided for by the contract.
Does the insurance cover water damage?
Yes, such a risk is provided for in the company's list of insured risks.
Can several risks be chosen?
Yes, the contract may be concluded for one or a combination of the provided risks.
Are all types of property damage insured events?
No. The event must correspond to the contract terms and the established insurance rules.
The specialists of the Closed Joint-Stock Insurance Company "ARSENAL-KYRGYZSTAN" are ready to advise you on any questions
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