What cover may be included
The relevant cover is provided by the current product within the contract terms. A program may include medical expenses, transport, repatriation, baggage, and third-party liability — if those risks are part of the chosen terms.
Do not treat these risks as covered by default. The set of services depends on the program, territory, term, and purpose of travel. Limits, exclusions, and the claims procedure are always set by the contract.
How to choose the terms
- confirm the country and itinerary;
- agree the required sum insured;
- discuss medical assistance, evacuation, and repatriation;
- ask separately about baggage, trip cancellation, and other options if you need them;
- review exclusions before you sign.
We do not publish a fixed price or a full guarantee list without calculating a specific trip.