Travel insurance for trips abroad
This is a voluntary product: the policy applies outside the Kyrgyz Republic. It can help cover unexpected costs that arise during travel if those conditions are included in the contract.
The product is used for tourist, work, and private trips, including cases where a policy is requested for a visa. Cover depends on the territory, term, purpose of travel, and chosen program. We do not publish a fixed price or a full list of guarantees without calculating a specific trip.
What the insurance may cover
The relevant cover is provided by the current product within the contract terms. A program may include medical expenses, transport, repatriation, baggage, and third-party liability.
Do not treat these risks as covered by default. The set of services, limits, exclusions, and claims procedure are discussed when you choose a program and are set by the contract.
Documents
A quotation and policy usually need travellers’ passport details, trip dates, country or region, purpose of travel, the chosen risks, and contact details. If the policy is for a visa, say so when you apply: the required sum insured and territory may differ.
What affects the cost
The price depends on trip parameters and the chosen cover. A calculation may take into account:
- age of the insured person;
- territory;
- trip duration;
- purpose of travel;
- included risks;
- program features.
We do not publish a fixed price without calculating a specific trip.
What to do in an insured event
If you need medical assistance during the trip, follow the instructions in the policy and contact the assistance service promptly if the contract requires it.
- if life is at risk, call the local ambulance;
- contact the assistance company named in the policy;
- give the policy number, your location, and what happened;
- keep receipts, medical reports, and other documents.
Unapproved expenses may not be reimbursed. The exact procedure is set in the contract and the policy memo.
How to apply
- state the country of travel;
- set the travel dates;
- state the purpose of the trip;
- choose the risks you need;
- receive a calculation;
- sign the contract.
Frequently asked questions
Do I need insurance for a trip abroad?
Requirements depend on the country and the purpose of travel. Check the rules of the destination and the consulate before you leave.
Does the policy cover medical assistance?
Yes. The relevant cover is provided by the current product within the contract terms.
Is baggage covered?
That risk may be included in the program.
How much does the insurance cost?
The price depends on trip parameters and the chosen cover.
Can I get reimbursement if I paid the expenses myself?
Yes, if the expenses were paid independently and the contract allows it.